Any refunds due by MadanjiMeghraj.com to the Member for non-availability of diamonds or for selection of alternate diamonds shall be made in the following manner:

• Credit card: The credit card account of the Member will be re-credited with the refund amount by MadanjiMeghraj.com The refund amount will be credited to the Member's account within the time span stipulated by the bank which has issued the credit card; or

• Cheque or wire transfer: The refund amount shall be deposited into the bank account of the Member by MadanjiMeghraj.com within seven (7) business days after the receipt of request for refund by the Member;